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Terms of Service

Effective date: May 12, 2026 Last updated: May 12, 2026 Version: 1.0
Read before using KairosPicks. These Terms of Service constitute a binding legal agreement between you and KairosPicks. By accessing or using KairosPicks, you agree to these Terms in full. If you do not agree, do not use KairosPicks.
Table of Contents
Section 01

Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of KairosPicks, operated by KairosPicks LLC ("KairosPicks," "we," "us," or "our"), including our website at kairospicks.com and all associated services, features, and content (collectively, the "Service").

By accessing or using the Service in any manner — including visiting the website, creating an account, or subscribing to a paid plan — you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Section 02

Description of Service — Not a Sportsbook

KairosPicks is a sports data analytics and information platform provided for informational and entertainment purposes only. KairosPicks does not accept wagers, operate as a sportsbook, or facilitate gambling of any kind. KairosPicks is not a licensed gambling operator under Colorado law or any other applicable jurisdiction.

The Service aggregates publicly available sports odds data from third-party sources, provides AI-generated analysis of sports matchups and betting markets, and offers personal betting analytics tools including a wager log, capital manager, and staking calculators.

Nothing on KairosPicks constitutes betting advice, financial advice, or a recommendation to place any wager. All picks, analyses, predictions, and recommendations displayed on KairosPicks are informational in nature. Sports betting involves substantial financial risk. The fact that KairosPicks displays odds or analysis related to a sporting event does not constitute a suggestion, endorsement, or recommendation that you bet on that event.

Always verify current odds directly with your licensed sportsbook before placing any bet. Odds displayed on KairosPicks may differ from live sportsbook odds at the time you place a bet.

Past performance of any analysis, pick, or prediction displayed on KairosPicks does not guarantee or predict future results.

Section 03

Age Requirement

You must be at least 21 years of age to use KairosPicks. By accessing or using the Service, you represent and warrant that you are 21 years of age or older.

If we learn that a user is under 21 years of age, we will immediately terminate that user's account and delete any associated data. We do not knowingly collect information from individuals under 21.

If you are a parent or guardian and believe your child under 21 has created an account, please contact us immediately at legal@kairospicks.com.

Section 04

Geographic Restrictions

KairosPicks is designed for use by residents of the United States in jurisdictions where accessing sports betting information and analytics is lawful. The Service is intended for users aged 21 or older located in US states where sports betting is legal or where accessing sports analytics information is not prohibited.

It is your sole responsibility to understand the laws of your jurisdiction and to comply with them. KairosPicks does not provide legal advice regarding the legality of sports betting or sports analytics services in your jurisdiction. If accessing the Service is prohibited by the laws of your jurisdiction, you may not use the Service.

Users outside the United States access the Service at their own risk and are responsible for compliance with all applicable local laws.

Section 05

User Accounts

Certain features of the Service require you to create an account. You agree to:

You may not create more than one account or create an account on behalf of another person without their authorization. We reserve the right to refuse registration or cancel accounts at our discretion.

Your account is personal and non-transferable. You may not sell, transfer, or assign your account or any account rights to another person.

Section 06

Subscriptions and Billing

KairosPicks offers the following subscription tiers:

AUTO-RENEWAL NOTICE: AT THE END OF EACH BILLING CYCLE, YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW UNDER THE EXACT SAME CONDITIONS UNLESS YOU CANCEL IT BEFORE THE RENEWAL DATE OR KAIROSPICKS CANCELS IT. YOUR PAYMENT METHOD ON FILE WILL BE CHARGED THE APPLICABLE SUBSCRIPTION FEE AT THE START OF EACH BILLING PERIOD.

Payment processing is provided by Stripe, Inc. By subscribing, you agree to Stripe's Terms of Service. KairosPicks does not store your payment card details; all payment information is held and processed by Stripe.

If your payment fails, we may suspend access to paid features until payment is successfully processed. We will notify you by email of failed payments.

Price changes: We will provide at least 30 days' advance notice by email before any change to your subscription price. Price changes take effect at the start of your next billing cycle after the notice period. Continued use of the Service after a price change constitutes your acceptance of the new pricing.

Free trials: If KairosPicks offers a free trial, a valid payment method is required to initiate the trial. Unless you cancel before the trial end date, your payment method will be charged automatically at the applicable subscription rate when the trial ends.

Section 07

Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until the end of the period for which you have paid.

Refund policy: Except as required by applicable law, all subscription fees are non-refundable. There are no refunds or credits for partially used billing periods. Canceling your subscription stops future charges but does not entitle you to a refund for the current billing period.

If you believe you were charged in error, contact us at billing@kairospicks.com within 30 days of the charge before initiating any chargeback with your payment provider. We will investigate and respond within 5 business days. Initiating a chargeback without first contacting us may result in account suspension.

Nothing in this section limits your statutory rights under applicable consumer protection laws, including any refund rights that cannot be waived by contract.

Section 08

AI-Generated Content Disclaimer

Pick analyses, recommendations, summaries, and other content generated by KairosPicks's AI features are produced by an artificial intelligence system powered by Claude, developed by Anthropic, PBC. By using AI-powered features, you acknowledge and agree that:

When you request AI analysis, your query and relevant context data (such as game and odds information) are transmitted to Anthropic for processing. This transmission is described in our Privacy Policy. Anthropic does not use submitted content to train its models, per its API usage policies.

Section 09

Third-Party Data Disclaimer

Live odds data displayed on KairosPicks is sourced from The Odds API and other third-party data providers. KairosPicks does not guarantee the accuracy, completeness, real-time precision, or availability of any odds data. Specifically:

Always verify current odds directly with your sportsbook before placing any bet.

KairosPicks also integrates with Stripe (payments), Anthropic (AI), and Netlify (hosting). Your use of these third-party services is subject to their respective terms of service. KairosPicks is not responsible for the practices or policies of third-party service providers.

Section 10

Non-Affiliation Disclaimer

KairosPicks is an independent analytics platform. KairosPicks is not affiliated with, endorsed by, sponsored by, or in any way officially connected with:

All team names, league names, sportsbook names, and related trademarks referenced on KairosPicks are the property of their respective owners and are used solely for factual, descriptive, and informational purposes.

Section 11

Intellectual Property

All content on KairosPicks — including but not limited to the platform software, design, layout, graphics, text, AI-generated analyses, odds aggregations, tools, calculators, and the KairosPicks name and logo — is owned by or licensed to KairosPicks LLC and is protected by US and international copyright, trademark, and other intellectual property laws.

Subject to these Terms, KairosPicks grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial purposes only. You may not:

User-submitted content: By submitting content to KairosPicks (including wager log entries, notes, and feedback), you grant KairosPicks a non-exclusive, worldwide, royalty-free license to store, process, and display that content solely as necessary to provide the Service to you. We do not claim ownership of your personal wager data.

Section 12

Prohibited Uses

You agree not to use the Service in any manner that:

We reserve the right to investigate suspected violations and may cooperate with law enforcement in prosecuting violations. We may terminate accounts that violate these prohibitions without notice or refund.

Section 13

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS." TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KAIROSPICKS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. KAIROSPICKS MAKES NO WARRANTY THAT: (A) THE SERVICE WILL MEET YOUR REQUIREMENTS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) ANY INFORMATION OBTAINED THROUGH THE SERVICE WILL BE ACCURATE OR RELIABLE; OR (D) ANY DEFECTS IN THE SERVICE WILL BE CORRECTED. NO INFORMATION OR ADVICE, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM KAIROSPICKS OR THROUGH THE SERVICE CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
Section 14

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KAIROSPICKS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, GAMBLING LOSSES, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF KAIROSPICKS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, KAIROSPICKS'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU PAID TO KAIROSPICKS IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitations may not apply to you in full. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

Important: KairosPicks is not liable for any gambling losses, betting losses, or financial losses of any kind that you may incur in connection with bets or wagers placed after using KairosPicks content, tools, or analyses. You bear sole responsibility for any gambling decisions you make.

Section 15

Indemnification

You agree to defend, indemnify, and hold harmless KairosPicks LLC and its officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

KairosPicks reserves the right to assume exclusive control of the defense of any matter subject to indemnification by you, at your expense. You agree to cooperate with our defense of such claims.

Section 16

Dispute Resolution and Arbitration

Informal Resolution First: Before initiating any formal legal proceeding, you agree to contact KairosPicks at legal@kairospicks.com with a written description of your dispute and the relief you seek. We will attempt to resolve the dispute informally within 30 days of receiving your notice. If the dispute is not resolved within 30 days, either party may proceed to arbitration as described below.

Binding Arbitration: Except for disputes that qualify for small claims court, any dispute, claim, or controversy arising out of or relating to these Terms or the Service that cannot be resolved informally will be resolved by binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures for claims not exceeding $250,000, or the Comprehensive Arbitration Rules and Procedures for larger claims. Arbitration will be conducted by a single neutral arbitrator. The arbitration will take place in Denver, Colorado, or remotely at your option.

Federal Arbitration Act: This arbitration agreement is governed by the Federal Arbitration Act and evidences a transaction in interstate commerce. Colorado law governs the substance of any dispute.

Opt-Out Right: You may opt out of this arbitration agreement by sending written notice to legal@kairospicks.com within 30 days of first creating your KairosPicks account. Your opt-out notice must include your name, account email address, and a clear statement that you are opting out of arbitration. Opting out does not affect your ability to use the Service.

Small Claims: Nothing in this section prevents either party from bringing an eligible dispute in small claims court in Denver, Colorado, so long as the matter remains in small claims court and proceeds on an individual basis only.

Statute of Limitations: Any claim or cause of action arising out of or related to the Service or these Terms must be filed within one (1) year after such claim or cause of action arose, or be forever barred. This one-year limitation applies regardless of any statute or law to the contrary.

Section 17

Class Action Waiver

YOU AND KAIROSPICKS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND KAIROSPICKS AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. BY AGREEING TO THESE TERMS, YOU ARE WAIVING YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST KAIROSPICKS.

If a court finds this class action waiver to be unenforceable for any reason, then the entire arbitration agreement in Section 16 shall be null and void, and the dispute shall proceed in court.

Section 18

Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.

Subject to the arbitration agreement in Section 16, you consent to the exclusive jurisdiction of the state and federal courts located in Denver County, Colorado for any dispute not subject to arbitration. You waive any objection to venue in such courts.

Section 19

Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

Your continued use of the Service after the effective date of revised Terms constitutes your acceptance of the changes. If you do not agree to the revised Terms, you must stop using the Service and cancel your subscription before the effective date.

Section 20

Termination

We may suspend or terminate your account and access to the Service at any time, with or without notice, for any reason, including but not limited to violation of these Terms, suspected fraud, or non-payment of subscription fees.

You may terminate your account at any time by canceling your subscription through your account settings and discontinuing use of the Service.

Upon termination: (a) your license to use the Service immediately ends; (b) we may delete your account data consistent with our Privacy Policy and data retention practices; (c) all provisions of these Terms that by their nature should survive termination will survive, including Sections 10–18.

If we terminate your account for reasons other than a Terms violation, we will provide a pro-rated refund of any unused prepaid subscription fees.

Section 21

Responsible Gambling

KairosPicks is committed to promoting responsible gambling. We strongly encourage all users to gamble responsibly and within their means. Sports betting can be addictive and carries a risk of financial harm.

Crisis resources — available 24/7
National Problem Gambling Helpline1-800-522-4700
Colorado Problem Gambling Helpline1-800-522-4700
Crisis Text LineText HOME to 741741
National Council on Problem Gamblingncpgambling.org
Colorado Office of Problem Gamblingcoloradoproblemgambling.com

If you are experiencing problems with gambling, please reach out to one of the resources above. KairosPicks does not offer self-exclusion tools, as we are not a sportsbook or gambling operator. To self-exclude from sportsbooks, contact each sportsbook directly or use your state's voluntary self-exclusion registry.

Section 22

Contact Information

Questions about these Terms should be directed to:

KairosPicks LLC · Denver, Colorado · United States


KairosPicks is for entertainment and informational purposes only. KairosPicks does not accept wagers, operate as a sportsbook, or facilitate gambling. Never bet more than you can afford to lose. If gambling is a problem, call 1-800-522-4700. Users must be 21+.